UK Trends and Developments
Trends and Developments Contributed by: Jamela Collins, Sukhbir Kaur, Tadgh Kelly and Oliver White Temple Legal Protection Temple Legal Protection provides a comprehensive range of legal expenses insurance products and intel- ligent disbursement funding solutions tailored to law firms. The firm operates with a specialist, agile team focused on delivering responsive service, supported by key UK office functions and a wider network that enables nationwide reach. Its core expertise lies in after-the-event (ATE) insurance across most litiga- tion types, protecting clients against adverse costs. These offerings are closely aligned with related
practice areas including disbursement funding, risk management and dispute resolution. Temple is rec - ognised for its innovative approach to product devel- opment and strong client service ethos, with recent work including supporting law firms and businesses in managing litigation risk and funding disbursements across a range of commercial disputes. Temple Le - gal Protection’s ATE insurance is supported by anti- avoidance endorsements to respond to applications for security for costs. Tadgh Kelly is a practising solicitor and commercial litigation underwriter specialising in legal expenses insurance and litigation risk. He is a board director of Temple Legal Protection Europe SRL and leads the group’s EU expansion strategy, including regulatory engagement with European regulators and the structuring of EU passporting insurance distribution models. With over 17 years’ experience as a practising solicitor, Tadgh brings a practitioner-led perspective to the design of ATE insurance products, particularly in complex commercial and cross-border claims involving litigation funders on a pan-European basis.
Authors
Jamela Collins is the technical underwriting manager in the commercial team at Temple Legal Protection and assesses all types of commercial cases. She is a solicitor who gained broad experience of
general commercial litigation whilst in practice and who appreciates the risks of litigation. Jamela looks to provide solutions that are proportionate and meet the needs of the client to mitigate the risk of adverse costs exposure.
Sukhbir Kaur qualified as a solicitor in 2020. Before joining Temple Legal Protection, Sukhbir worked in a serious injury team at a leading law practice managing multi-track claims involving injuries arising from road
Oliver White is an underwriter who joined Temple Legal Protection in 2022 as an underwriting support assistant, progressing to trainee underwriter in 2023 and qualifying in August 2024. He works across clinical
traffic accidents, workplace accidents and public liability incidents. In 2023, she joined the commercial team at Temple Legal Protection as an underwriter. Sukhbir underwrites insolvency and bankruptcy work, working closely with clients to ensure that all policies are tailored to suit the litigation strategy. Sukhbir’s work portfolio also includes underwriting policies in professional negligence matters, defamation and privacy cases and other contentious work.
negligence, personal injury and commercial matters, assessing referred cases, determining coverage, and managing delegated authority schemes. His LLB from the University of Exeter underpins a strong grasp of relevant legal issues, supporting sound underwriting decisions. In 2024, he assumed full responsibility for the Northern Ireland project.
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