GERMANY Law and Practice Contributed by: Josefine Spengler and Svetlana Ulrici, Annerton
Annerton is a boutique law firm focused on regula - tory and technology law in the financial sector, and is widely recognised for hosting one of the largest dedicated regulatory teams in Germany. Operating through Annerton Rechtsanwaltsgesellschaft mbH in Germany and Annerton S.A. in Luxembourg, the firm advises established financial institutions, internation - al groups, and fast-growing fintech and digital econo - my companies. Annerton comprises 26 lawyers, one tax adviser and additional professionals across four offices in Berlin, Frankfurt am Main, Munich and Lux -
embourg. The firm’s core strengths include banking and financial regulatory law, payment services regu - lation, DORA, ICT and outsourcing arrangements, IT and data protection law, and the regulation of digi - tal and AI-based business models. Recent work in - cludes advising banks and payment institutions on DORA implementation, large-scale outsourcing and cloud projects, regulatory licensing, and innovative regulated financial products. See www.annerton.com for further information.
Authors
Josefine Spengler is a partner at Annerton and a German-qualified attorney specialising in technology- driven regulatory matters. She is a certified specialist in IT law and advises on issues at the intersection
Svetlana Ulrici is a senior associate at Annerton based in Berlin, where she advises national and international fintech companies, banks and payment service providers on data protection, IT security and financial
of technology law, data protection, financial regulation and DORA. Her practice focuses on banks, payment service providers, fintechs and other regulated companies, with particular expertise in regulatory compliance, ICT risk management, outsourcing and cloud arrangements, and digital and AI-based business models. She combines deep regulatory expertise with a structured, implementation-focused approach, supporting clients in translating complex legal requirements into workable and sustainable governance models.
regulatory law. She specialises in DORA regulation and outsourcing, and supports clients with complex compliance and regulatory challenges in the financial sector, including data protection and supervisory requirements. Her practice also covers IT and technology-related legal issues for regulated entities, including the implementation of AI-based digital solutions. Svetlana is known for her analytical, client-focused approach and practical guidance that aligns legal strategy with business and regulatory realities.
Annerton Annerton Rechtsanwaltsgesellschaft mbH Wagmüllerstraße 23 80538 Munich Germany Tel: +49 893 066 830 Fax: +49 893 0668 3212
Email: hello@annerton.com Web: www.annerton.com
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