Insurance Litigation 2026

OMAN Law and Practice Contributed by: Abdulredha Al Lawati, Zainab Al Lawati, Daniyal Khalid and Aoun Al Zadjali, ALC Lawyers & Counsel

ALC Lawyers & Counsel is an independent Omani law firm providing comprehensive legal services to local and international clients across a broad range of industries. The firm combines strong local knowl- edge with an international approach, advising corpo- rations, investors, financial institutions, insurers and other businesses on complex legal and commercial matters in Oman. Its core practices include dispute resolution, corporate and commercial law, M&A, employment, insurance, regulatory matters and ar- bitration. ALC regularly acts in significant litigation and arbitration proceedings and advises clients on

sophisticated transactions, investments and strate- gic projects. Its lawyers work on both domestic and cross-border matters and frequently collaborate with international law firms and professional networks. The team is committed to providing practical, com- mercially focused and responsive legal advice, with direct partner involvement in key matters. The firm’s approach combines legal expertise with an under- standing of its clients’ businesses, industries and commercial objectives, enabling it to deliver solutions tailored to every engagement.

Authors

Abdulredha Al Lawati is the founder and managing partner of ALC, with a particular focus on dispute resolution, insurance, commercial litigation and arbitration. He regularly advises insurers, corporates, and international

Daniyal Khalid is an external senior legal associate at ALC with a practice focused on corporate and commercial law, M&A, regulatory matters, dispute resolution and arbitration. He regularly advises local and international clients

clients on complex, high-value disputes in Oman, including matters involving policy coverage, liability, claims assessment, and contractual interpretation. Abdulredha has substantial experience in contentious matters before the Omani courts and in arbitration proceedings, and advises clients on dispute strategy and risk management. His practice combines detailed knowledge of Omani law with a commercially focused approach to complex disputes, particularly within the insurance, corporate and commercial sectors. Zainab Al Lawati an Omani-qualified lawyer, a member of the International Bar Association (IBA), and a partner at ALC with almost nine years’ experience in dispute resolution. She is qualified to practise before the Omani Court of Appeal and leads and manages litigation across a broad range of civil and commercial disputes, with significant experience representing insurers in complex insurance claims and coverage matters. Zainab’s practice also encompasses arbitration and cross-border disputes, and she regularly advises corporate clients on contentious matters, litigation strategy, settlement and risk management.

on company incorporations and restructurings, share transfers, commercial contracts, corporate governance, foreign investment, employment matters and regulatory compliance in Oman. Daniyal also has experience advising on complex commercial disputes, arbitral proceedings and enforcement matters, including cross-border mandates involving international clients and counsel. His practice combines experience in contentious and transactional matters with a practical understanding of Omani law and the wider GCC business environment, enabling him to provide commercially focused advice on complex corporate, regulatory and dispute-related matters.

Aoun Al Zadjali is an associate at ALC with a practice focused on insurance disputes, commercial litigation and arbitration. He regularly

advises insurers on complex coverage matters involving construction and engineering, marine cargo, professional indemnity, motor and liability risks. His experience includes policy interpretation, causation, exclusions, notification, limits and sub-limits, jurisdictional issues and expert evidence. Aoun also acts in cross-border matters involving reinsurers and

199 I NSURANCE L I T IGATI O N 2026

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