UAE Law and Practice Contributed by: Farida Safwat, Elham Mobini and Ramy George, NHB Legal
ground of coverage and claims disputes. That said, regulatory non-compliance and contractual liability remain two separate causes of action. The key ques- tion will probably remain that of coverage, and if so, what consequences arise from regulatory shortcom- ings. Regulatory attention is expected to continue evolv- ing in areas such as data management, operational resilience, technology and sustainability. These devel- opments are likely to impact claims handling, policy coverage and drafting in areas involving technology or climate-related risks. While these themes are becom- ing increasingly prominent within the regulatory land- scape, there is currently no indication of any funda- mental onshore reform initiative.
284 I NSURANCE L I T IGATI O N 2026
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