Insurance Litigation 2026

USA – FLORIDA Trends and Developments Contributed by: John David Dickenson, Nicole Connors and Juan Garrido Cozen O’Connor Cozen O’Connor delivers legal services on an inte- grated and global basis, with over 1,000 attorneys in 33 cities across two continents. The lawyers counsel clients on their most sophisticated legal matters in all areas of the law, including litigation, corporate and regulatory law. The firm’s global insurance depart- ment is a recognised leader in insurance coverage and claims litigation, with over 170 dedicated insur- ance attorneys in 20 offices. The attorneys have expe- rience in virtually every line of business, representing

Alabama

Georgia

Tallahassee

Atlantic Ocean

Florida

Gulf of Mexico

primary and excess insurers, reinsurers, third-party administrators, managing general agents, insurance brokers, agents and independent adjusting com- panies. The firm’s global insurance department has served as lead trial counsel or national co-ordinating counsel in complex coverage litigation for more than five decades. Cozen O’Connor’s global insurance de- partment and numerous attorneys in the practice are recognised by Chambers & Partners USA.

Authors

John David Dickenson is a shareholder and regional manager in Cozen O’Connor’s global insurance department. He represents domestic and international insurers in coverage, claims handling and bad faith litigation.

and federal courts. Before joining the firm, she was a partner at a Florida litigation firm and corporate counsel to a Florida insurer. She is admitted to the Florida Bar and a member of the European American Chamber of Commerce.

He counsels insurers on professional liability, general liability, first-party property matters, and directors’ and officers’ coverage. J.D. practices in both state and federal court, and has tried numerous coverage and bad faith matters to verdict. J.D. is recognised by Chambers USA for Florida Insurance Dispute Resolution and is a fellow of the American College of Coverage Counsel and a member of the Federation of Defense and Corporate Counsel.

Juan Garrido is a member at Cozen O’Connor in Miami, Florida focusing on complex insurance coverage, bad faith and commercial litigation. He regularly advises insurance companies on coverage and excess

exposure, assists with claims handling procedures, and litigates declaratory judgment actions in state and federal courts. He has experience advising insurance carriers on commercial general liability, commercial property, employment practices liability, professional liability, environmental, cyber, marine and D&O. Juan advises carriers on construction defect, employment practices liability, catastrophic injuries and additional insured status. He also has significant experience advising insurance carriers on coverage issues pertaining to sexual abuse claims and litigates declaratory judgment actions involving motor carrier liability policies and MCS-90 endorsements.

Nicole Connors is a member at Cozen O’Connor in West Palm Beach, Florida. She concentrates on complex residential and commercial property insurance litigation, maritime litigation, bad faith litigation and

alternative dispute resolution, regularly advising carriers on coverage, excess exposure, claims- handling and fraud investigations. She has extensive experience representing insurers in coverage disputes from pre-suit matters through trial in state

312 I NSURANCE L I T IGATI O N 2026

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