USA – NORTH CAROLINA Trends and Developments Contributed by: Dan Strong, Teague Campbell Dennis & Gorham LLP
Conclusion North Carolina’s insurance litigation environment con- tinues to evolve in ways that create new opportuni- ties for policyholders and new challenges for insur- ers. For insurers and defence counsel, the common theme running through these developments is the need for disciplined documentation, thoughtful cov- erage analysis, proactive claims management, and continuous monitoring of legal developments. Carri- ers and defence teams that adapt to expanded UM/ UIM exposure, extra-contractual pleading strategies, receivership-driven claims, cyber coverage disputes, and policyholder-friendly coverage decisions will be best positioned to manage risk, defend claims, and navigate the next generation of North Carolina insur- ance litigation.
353 I NSURANCE L I T IGATI O N 2026
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