INDIA Law and Practice Contributed by: Utsav Johri, Sucheta Bhattacharya and Nishal Makharia, JSA Advocates & Solicitors
JSA Advocates & Solicitors is a leading national law firm in India, with extensive experience and exper - tise in the field of finance. The firm has more than 700 attorneys and operates from ten offices across seven cities in India. For over 34 years, JSA has been committed to providing exceptional legal represen - tation and services to a diverse clientele of leading international and domestic businesses, banks, fi - nancial services providers, funds, governmental and statutory authorities, and multilateral and bilateral in- stitutions. The firm’s banking and finance practice is
renowned for its market leadership within India and has successfully handled numerous complex cross- border and domestic acquisition finance and banking matters. With a dedicated team of over 50 attorneys specialising in finance law, JSA possesses the exper - tise and resources to deliver comprehensive, com - mercially oriented solutions tailored to clients’ unique needs. Its commitment to excellence ensures prac - tical advice that aligns with clients’ strategic objec - tives within an ever-evolving financial landscape.
Authors
Utsav Johri is a partner at JSA, specialising in debt finance. His focus areas are private credit, structured finance, leveraged finance and cross-border transactions. He advises international and domestic funds,
Nishal Makharia is an associate in the banking and finance practice at JSA. He specialises primarily in debt transactions (secured, limited recourse and syndicated), acquisition finance, structured finance, security
financial institutions and corporates on complex, high-value financing structures. Utsav’s work spans private credit, leveraged and acquisition financings, structured and mezzanine debt, refinancing and special situations, with a strong emphasis on India-focused and outbound deals. Passionate about bridging global capital with Indian opportunity, he aims to deliver practical, commercially grounded solutions that work in the real world. Sucheta Bhattacharya is a partner in the finance practice at JSA, and specialises in banking and finance, structured finance, corporate finance and debt capital markets. She has extensive experience in financing transactions, including syndicated and bilateral loan funding, corporate bond issues on a private placement basis, structured finance and securitisation transactions, transactions involving credit tranching, risk participation transactions and other limited recourse transactions.
creation and unlisted debt. Nishal has advised several clients on laws related to overseas direct investments, foreign portfolio investments and listed and unlisted debt securities.
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