Fintech 2025

UAE Law and Practice Contributed by: Stefan Mrozinski, Gabrielle Margerison (nee Lowe) and Arnold Krutilins, White & Case LLP

White & Case LLP is a leading global law firm with long-standing offices in the markets that matter today. With 44 offices in 30 countries, its cross-border integration and depth of resourc - es helps its clients work with confidence in any one market or across many. It has been active in the Middle East for nearly seven decades and has six White & Case offices across the region (Dubai, Abu Dhabi, Riyadh, Doha, Muscat and Cairo). It guides its clients through their most complex multi-jurisdictional and local business

challenges, and offers Emirati, Saudi, Bahraini, Omani, English, French, Qatari, Egyptian and New York law expertise, with strong relation - ships with local regulators and authorities. The firm’s Dubai-based team operates at the very top end of the fintech market and is counsel of choice for leading regional fintechs and global payments businesses. It services digital asset, financial services regulatory, compliance, TMT and M&A matters.

Authors

Stefan Mrozinski is a partner in the global M&A team in the Dubai office of White & Case LLP. He specialises in advising on cross-border M&A, joint ventures and broader corporate/

Gabrielle Margerison (nee Lowe) is an associate in the financial services regulatory

team in the Dubai office of White & Case LLP. She has extensive experience in advising large technology conglomerates, banks and financial institutions on a range of contentious and non-contentious matters. She previously worked in a large UK financial institution where she gained expertise in payments and financial crime-related matters and was involved in the launch of a digital bank. Since her relocation to the Middle East, she has become a key adviser to MENA-based fintechs, payments businesses and technology companies on their most complex matters, including with respect to cyber, data and privacy policies and procedures.

commercial matters with a MENA angle. He also leads the firm’s fintech, financial services regulatory and TMT efforts in the UAE, advising on financial services regulatory, data privacy and Web3-related matters. He has advised numerous global and regional fintechs, Big Tech and corporates in connection with M&A as well as regulatory and compliance matters. He has also counselled GCC governmental authorities with respect to legislative and regulatory reforms in the fintech and tech sectors.

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