Fintech 2026

EGYPT Trends and Developments

Trends and Developments Contributed by: Dina Kamel, Helal El Hossary, Farida Tawfik and Ahmed Ammar Zaki Hashem Zaki Hashem (ZH) was established in 1953 and is Egypt’s oldest and largest continuously operating law firm, headquartered in Cairo and serving both local and international clients. ZH covers the broadest and most comprehensive spectrum of practice areas in Egypt and consistently earns top rankings from lead - ing legal directories, including Chambers and Part - ners. With approximately 100 fee earners, the firm combines highly experienced senior lawyers with a

dynamic new generation dually qualified in multiple jurisdictions. Its multilingual team provides services in Arabic, English, French, German and Italian. ZH has notable expertise in fintech, advising clients such as Fawry, Yodawy, Khazna, Dopay, Rabbit Mart and Oliv Finance on licensing, regulatory compliance, business structuring, digital payment solutions and mobile banking services, supporting the growth of Egypt’s rapidly evolving financial technology sector.

Authors

Dina Kamel has been a partner at Zaki Hashem, Attorneys at Law since 2019 and specialises in corporate practice, with a focus on telecoms,

Helal El Hossary is a partner and head of capital markets and corporate procedures at Zaki Hashem, Attorneys at Law, specialising in capital markets, debt capital markets, securitisations and non-banking

media, technology and data protection. With 19 years of experience, she has advised on complex transactions including fintech setups, licensing, data protection policies and regulatory matters for clients such as Global Peering Exchange, Areeba Egypt, Vodafone and Yodawy. She has extensive experience structuring fintech platforms, advising on TMT regulatory compliance and drafting technology and data protection frameworks. She is admitted to the court of appeal, fluent in Arabic, English, French and German, and holds an LLB (Cairo University), LLM (Sorbonne), and International MBA (EADA Barcelona).

financial entities. A partner since 2000 with over 26 years of experience, he has advised on IPOs, MTOs, bond issuances, mergers, acquisitions and private equity transactions for clients including Premium Healthcare Group, Aman, Reefy, Macro and B Investments. His expertise includes leading large- scale securitisations, structuring PIPE funds, managing multi-billion EGP acquisitions, and handling regulatory and capital markets compliance. He is admitted to the Court of Cassation and holds an LLB from Ain Shams University (Egypt).

Farida Tawfik is an associate who joined Zaki Hashem, Attorneys at Law, in 2026 and works across the corporate and TMT departments. Prior to joining the firm, Farida spent five years advising TMT companies

Ahmed Ammar joined Zaki Hashem, Attorneys at Law, in 2023 as an associate in the capital markets and corporate procedures department. He specialises in corporate law, capital markets (both equity and debt),

on their day-to-day legal matters. Farida obtained her LLM from the London School of Economics and Political Science, specialising in IT and data, in 2024, and is currently completing the requirements to qualify as a solicitor before the courts of England and Wales, in addition to being a member of the Egyptian Bar Association.

non-banking financial entities and fintech. Ahmed has been an integral part of the teams advising on MTOs, bond issuances and FRA licensing. Ahmed holds an LLB from Cairo University (English Section) and an LLM from Ain Shams University. He is also admitted to practice before the preliminary courts.

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