Fintech 2026

Definitive global law guides offering comparative analysis from top-ranked lawyers


INTRODUCTION
7

Contributed by Adrian Ang, Allen & Gledhill
7

ARGENTINA
11

Law and Practice
11

Contributed by GPG Advisory Partners
11

AUSTRIA
30

Law and Practice
30

Contributed by CERHA HEMPEL
30

Trends and Developments
52

Contributed by CERHA HEMPEL
52

BAHAMAS
59

Law and Practice
59

Contributed by Glinton Sweeting O’Brien
59

BELGIUM
77

Law and Practice
77

Contributed by Simont Braun
77

BRAZIL
98

Law and Practice
98

Contributed by Machado, Meyer, Sendacz e Opice
98

Trends and Developments
117

Contributed by Machado, Meyer, Sendacz e Opice
117

CAYMAN ISLANDS
122

Law and Practice
122

Contributed by Travers Thorp Alberga
122

Trends and Developments
141

Contributed by Travers Thorp Alberga
141

CHILE
146

Law and Practice
146

Contributed by Puga Ortiz
146

CYPRUS
168

Law and Practice
168

Contributed by Lawitt Buro
168

Trends and Developments
191

Contributed by Lawitt Buro
191

CZECH REPUBLIC
196

Law and Practice
196

Contributed by BADOKH
196

EGYPT
215

Law and Practice
215

Contributed by Zaki Hashem
215

Trends and Developments
235

Contributed by Zaki Hashem
235

ESTONIA
241

Law and Practice
241

Contributed by SBSB FinTech Lawyers
241

Trends and Developments
259

Contributed by SBSB FinTech Lawyers
259

FINLAND
265

Law and Practice
265

Contributed by Waselius
265

FRANCE
285

Law and Practice
285

Contributed by Clavé Avocat
285

Trends and Developments
304

Contributed by Soulier Bunch
304

GERMANY
311

Law and Practice
311

Contributed by LEXR
311

HONG KONG SAR, CHINA
329

Trends and Developments
329

Contributed by YYC Legal LLP
329

HUNGARY
336

Law and Practice
336

Contributed by Lakatos, Köves & Partners
336

INDIA
354

Law and Practice
354

Contributed by Shardul Amarchand Mangaldas & Co
354

Trends and Developments
376

Contributed by Shardul Amarchand Mangaldas & Co
376

INDONESIA
381

Law and Practice
381

Contributed by ABNR Counsellors at Law
381

Trends and Developments
404

Contributed by Hiswara Bunjamin & Tandjung in association with Herbert Smith Freehills Kramer
404

IRELAND
414

Law and Practice
414

Contributed by Walkers
414

JAPAN
433

Law and Practice
433

Contributed by Anderson Mori & Tomotsune
433

Trends and Developments
454

Contributed by Nagashima Ohno & Tsunematsu
454

KENYA
459

Law and Practice
459

Contributed by Cliffe Dekker Hofmeyr
459

Trends and Developments
482

Contributed by MMW Advocates LLP
482

LIECHTENSTEIN
487

Law and Practice
487

Contributed by Inmann Stelzl & Partner Attorneys at Law Partnership
487

Trends and Developments
507

Contributed by Inmann Stelzl & Partner Attorneys at Law Partnership
507

LUXEMBOURG
512

Law and Practice
512

Contributed by GSK Stockmann
512

Trends and Developments
530

Contributed by Legal Node
530

MEXICO
536

Law and Practice
536

Contributed by Áurea Partners
536

Trends and Developments
557

Contributed by Áurea Partners
557

NETHERLANDS
564

Law and Practice
564

Contributed by Stibbe
564

NIGERIA
585

Trends and Developments
585

Contributed by Vazi Legal
585

PANAMA
591

Law and Practice
591

Contributed by Morgan & Morgan
591

Trends and Developments
607

Contributed by Morgan & Morgan
607

PERU
613

Trends and Developments
613

Contributed by Miranda & Amado
613

POLAND
620

Law and Practice
620

Contributed by Lawarton Lugowski Kapica Spolka Komandytowa
620

PORTUGAL
640

Law and Practice
640

Contributed by GFDL Advogados
640

Trends and Developments
662

Contributed by Abreu Advogados
662

ROMANIA
669

Law and Practice
669

Contributed by VD Law Group
669

Trends and Developments
693

Contributed by VD Law Group
693

SERBIA
700

Law and Practice
700

Contributed by Motika i partneri
700

Trends and Developments
721

Contributed by Motika i partneri
721

SINGAPORE
726

Law and Practice
726

Contributed by KGP Legal LLC
726

Trends and Developments
748

Contributed by Allen & Gledhill LLP
748

SOUTH KOREA
754

Law and Practice
754

Contributed by Bae, Kim & Lee LLC
754

Trends and Developments
774

Contributed by Lee & Ko
774

SWEDEN
781

Law and Practice
781

Contributed by Magnusson Law
781

SWITZERLAND
799

Law and Practice
799

Contributed by Lenz & Staehelin
799

Trends and Developments
821

Contributed by MLL Legal
821

TAIWAN
828

Law and Practice
828

Contributed by Lee & Li
828

Trends and Developments
846

Contributed by Lee & Li
846

THAILAND
853

Law and Practice
853

Contributed by Chandler Mori Hamada
853

Trends and Developments
876

Contributed by Chandler Mori Hamada
876

TURKEY
882

Law and Practice
882

Contributed by Paksoy
882

Trends and Developments
900

Contributed by Paksoy
900

UNITED ARAB EMIRATES
907

Law and Practice
907

Contributed by White & Case LLP
907

Trends and Developments
931

Contributed by White & Case LLP
931

UNITED KINGDOM
937

Law and Practice
937

Contributed by gunnercooke llp
937

Trends and Developments
953

Contributed by gunnercooke llp
953

USA
958

Law and Practice
958

Contributed by DLA Piper LLP
958

Trends and Developments
981

Contributed by McDermott Will & Schulte LLP
981

USA – CALIFORNIA
988

Trends and Developments
988

Contributed by Lindgren, Lindgren, Oehm & You LLP
988

USA – COLORADO
995

Trends and Developments
995

Contributed by Buchalter LLP
995

USA – NEW YORK
1000

Trends and Developments
1000

Contributed by Davidson Firm PLLC
1000

USA – WASHINGTON
1005

Trends and Developments
1005

Contributed by Blank Rome LLP
1005

USA – WYOMING
1011

Trends and Developments
1011

Contributed by Law Offices of Robert V. Cornish, Jr., PC
1011

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