Fintech 2026

PERU

Ecuador

Brazil

Peru

Trends and Developments Contributed by: Lisbeth Benavides and Antonella Tirado Miranda & Amado

Lima

Bolivia

Miranda & Amado is a leading Peruvian law firm de - livering innovative legal solutions across 34 practice areas to a diverse range of industries. Renowned for its excellence and market leadership, the firm con - sistently handles sophisticated, cross-practice mat- ters for domestic and international clients. With es- tablished expertise in Peru’s fintech sector, Miranda & Amado provides strategic legal counsel on the most complex and groundbreaking matters shaping the fu- ture of regulated and unregulated finance. The firm’s market-leading capabilities span financial services

regulation, payment systems, online lending, block- chain, cryptocurrencies, data privacy, and cyberse- curity. The firm navigates Peru’s evolving regulatory environment with precision and innovative thinking, delivering comprehensive counsel on multifaceted transactions that require both technical expertise and strategic vision. The growing sophistication of our fintech engagements reflects our commitment to excellence and our deep understanding of the inter- section between technology and financial services.

Authors

Lisbeth Benavides is counsel at Miranda & Amado and leads the firm’s fintech practice. Her practice focuses

Antonella Tirado is an associate at Miranda & Amado, specialising in the legal structuring of financings, financial system regulation, and fintech. She advises fintech companies on electronic money

on Financial Law and Bankruptcy Law, with extensive experience advising companies on local and international financing structures. She advises fintech companies, startups, and payment platforms on regulatory matters, product structuring, licensing before supervisory authorities, and partnerships with financial institutions. Her fintech expertise includes designing compliance frameworks for innovative business models. Lisbeth joined the firm in 2010, holds a law degree from Universidad de Lima, and an LL.M. from Harvard Law School.

issuance, payment services, digital platforms, and licensing and authorisation procedures before regulatory authorities. Her experience also covers insurance regulation and lending operations. Antonella holds a law degree from Pontificia Universidad Católica del Perú with specialised studies in financial technologies and regulation. She has served as teaching assistant in Banking Law and Commercial Integration Seminar.

Miranda & Amado 1301 José Larco Avenue

20th Floor Miraflores 15074

Lima Peru Tel: +51 1 610 4747 Email: abogados@mafirma.com.pe Web: mafirma.pe/en

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