Fintech 2026

INDONESIA Trends and Developments Contributed by: Vik Tang, Michelle Virgiany, Almira Tengku, Ruth Ginting and Ryu Wirjadi, Hiswara Bunjamin & Tandjung in association with Herbert Smith Freehills Kramer

Ryu Wirjadi is a corporate and M&A associate at Hiswara Bunjamin & Tandjung focusing on the fintech sector and financial services regulation. He advises domestic and international clients on regulatory,

compliance and transactional matters, including market entry and structuring technology-driven financial services businesses. Ryu has over five years of experience working on cross-border transactions, legal due diligence and regulatory advice. He holds a degree in law from the University of Indonesia.

Hiswara Bunjamin & Tandjung 18th Floor, Tower 1, Sudirman 7.8 Jl. Jendral Sudirman Kav.7-8 Jakarta 10220 Indonesia

Tel: +62 21 3973 8000 Fax: +62 21 3973 6110 Email: hbtlaw@hsfkramer.com Web: www.hbtlaw.com

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