KENYA Law and Practice Contributed by: Sammy Ndolo, Njeri Wagacha, Brian Muchiri and Valere Nyaboke, Cliffe Dekker Hofmeyr
Cliffe Dekker Hofmeyr incorporates Kieti Law LLP, and provides full-service fintech legal solutions across Kenya, South Africa and cross-border mar - kets. Ranked Band 2 in Chambers FinTech Legal 2026, the firm plays an active role in bringing new fintech products to market. Cliffe Dekker Hofmeyr (CDH) advises both bank and non-bank fintech com - panies on the regulatory implications of their products and services under Kenyan and South African law. Its multidisciplinary expertise – spanning corporate and commercial, finance and banking, real estate, competition, tax and exchange control, M&A, private
equity, employment and TMT – enables the firm to deliver comprehensive, market-leading guidance on matters crucial to the fintech sector. These include financial regulatory compliance, corporate govern - ance, commercialisation of technology and intellec - tual property, customer-facing agreements, technol - ogy procurement, data protection and borrower-side financing. CDH’s experienced, sector-focused team is recognised for thought leadership and continues to attract innovative, repeat work, setting it apart within Kenya’s legal market.
Authors
Sammy Ndolo is the Kenya managing partner of Cliffe Dekker Hofmeyr and a pre-eminent expert in banking and finance, restructurings, workouts and capital markets transactions, with notable prowess in the realm of
Brian Muchiri is a partner in Cliffe Dekker Hofmeyr’s corporate and commercial, banking, finance and projects, and competition law
practices. He has worked and gained experience in the fields of finance and banking, mergers and acquisitions, capital markets, and telecommunications, and has extensive experience in due diligence and corporate compliance evaluation.
fintech law. Clients from diverse sectors and jurisdictions actively seek his guidance on acquisition finance, senior debt lending, syndicated lending, structured finance, trade and commodity financing, debt, and equity capital markets. Sammy is ranked as Band 3 in Chambers Global 2026 for Banking & Finance and Corporate/M&A and has earned a Band 3 ranking in Chambers FinTech Legal 2026.
Valere Nyaboke is a trainee advocate in the banking and finance practice of Cliffe Dekker Hofmeyr.
Njeri Wagacha is a partner in Cliffe Dekker Hofmeyr’s corporate and commercial practice. Her fintech practice has grown significantly and she is highly regarded by clients for her work on high-pressure
transactions. Njeri has a distinct specialisation as a dual-qualified and bilingual lawyer. She focuses on fintech, general corporate commercial, private equity, venture capital investments and mergers and acquisitions. Njeri is ranked as Band 3 in Chambers Global 2026 for Corporate/M&A, and Band 2 in Chambers FinTech Legal 2026.
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