Fintech 2026

NETHERLANDS Law and Practice Contributed by: Roderik Vrolijk, Rogier Raas, Ingrid Viertelhauzen and Maarten Weekenborg, Stibbe

Stibbe has one of the largest and most experienced financial regulation and fintech teams in the Benelux, providing integrated advice on complex regulatory is - sues. It is well versed in the regulation of the financial industry and the expectations of financial regulators, and serves virtually all major Dutch financial institu - tions, a wide group of fintech parties, as well as an

extensive array of non-Dutch institutions active in the Dutch market. The firm’s dedicated multidisciplinary teams serve as trusted legal advisers to clients, and their understanding of clients’ commercial objectives enables them to provide suitable, effective and prag - matic advice on complex legal issues and challenges.

Authors

Roderik Vrolijk co-heads the financial regulation team at Stibbe. He specialises in advising clients on market access queries, licence applications, product launches, and their dealings with the Dutch and

Ingrid Viertelhauzen is a senior member of Stibbe’s financial regulatory team with extensive experience in financial services, particularly in the fintech and insurtech industries. Her expertise

European financial regulators. Roderik is an active member of the Dutch Association for Securities Law and chief editor of the Dutch Financial Law Review. He teaches on fintech as part of the postgraduate specialisation programme of the Grotius Academy, on the Digital Operational Resilience Act (DORA), the Payment Services Directive 3 and MiCAR as part of the University of Amsterdam’s Banking and Insurance postgraduate programme, and on DORA and governance as part of Nyenrode Business University’s postgraduate programme for supervisory board members.

covers transactions and investments in the fintech and insurance sectors, including acquisitions of fintech insurance companies, finance companies, and payment institutions. Ingrid advises clients on a broad range of regulatory matters, including licensing, product governance, and contract drafting. With over 15 years of experience, she adopts a collaborative approach to client advisory, leveraging her deep understanding of the financial regulatory framework to provide strategic insights and solutions tailored to the unique needs of her clients.

Rogier Raas co-heads the financial regulation team at Stibbe and is widely recognised as a market leader, with 25 years’ experience in financial regulation. He brings distinguished credentials as a financial regulation

Maarten Weekenborg advises national and international listed companies, financial institutions and institutional investors on a broad range of financial regulatory and compliance matters. He has built a

expert across the full suite of financial services regulations, serving as a Professor of Financial Law at Leiden University and as a board member of the Netherlands Association for Financial Law (Vereniging voor Financieel Recht), the leading professional association for financial lawyers in the Netherlands.

strong reputation in the fields of market entry, sustainable investments, and enforcement and supervisory investigations. With master’s degrees in Financial Law (2021) and Financial Economics (2020), Maarten provides clients with clear, pragmatic and trusted advice in sensitive matters. He is also a guest lecturer at Erasmus University on market abuse regulations.

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