Fintech 2026

PANAMA Trends and Developments Contributed by: Kharla Aizpurua Olmos, Roberto Vidal, Miguel Arias and Eduardo Oteiza, Morgan & Morgan

Miguel Arias is a partner and co-leads the Corporate & Commercial Law and M&A practice groups at Morgan & Morgan. With over 16 years of experience, he specialises in banking law, insurance law, project

Eduardo Oteiza is an associate in the Corporate & Commercial Law, B&F, Securities & Capital Markets and M&A practices at Morgan & Morgan. His practice focuses on transaction structuring, corporate financing,

finance, M&A, capital markets and regulatory matters. Roberto has participated in and led transactions in various industries and has also assisted local and international clients in the fintech industry with regulatory matters regarding the implementation of fintech products and tools in Panama, such as e-wallets, exchanges and payment service providers. Prior to joining the firm, he worked as an international associate at White & Case in Miami, Florida.

regulatory compliance, and advising on local and cross-border M&A deals. Before joining the firm, he worked at a law firm specialising in corporate and transactional matters, where he advised on capital markets operations and the structuring of complex financial transactions. He also built a career in investment banking at a leading Panamanian financial institution, gaining experience in financial and credit analysis, fund administration and portfolio management.

Morgan & Morgan Paseo del Mar Ave. 23rd Floor MMG Tower Costa del Este Panama City Panama Tel: +507 265 7777 Email: customerservice@morimor.com Web: www.morimor.com

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