Banking Regulation 2025

FRANCE

Belgium

Germany

Paris

France

Switzerland

Law and Practice Contributed by: Damien Luqué, Martin Jarrige de la Sizeranne and Sacha Tartarin Lacourte Raquin Tatar

Italy

Spain

Contents 1. Legal Framework p.188 1.1 Key Laws and Regulations p.188 2. Authorisation p.189 2.1 Licences and Application Process p.189 3. Changes in Control p.191 3.1 Requirements for Acquiring or Increasing Control Over a Bank p.191 4. Governance p.192 4.1 Corporate Governance Requirements p.192 4.2 Registration and Oversight of Senior Management p.194 4.3 Remuneration Requirements p.194 5. AML/KYC p.195 5.1 AML and CFT Requirements p.195 6. Depositor Protection p.197 6.1 Deposit Guarantee Scheme (DGS) p.197 7. Prudential Regime p.198 7.1 Capital, Liquidity and Related Risk Control Requirements p.198 8. Insolvency, Recovery and Resolution p.199 8.1 Legal and Regulatory Framework p.199 9. ESG p.201 9.1 ESG Requirements p.201 10. DORA p.202

10.1 DORA Requirements p.202 11. Horizon Scanning p.203 11.1 Regulatory Developments p.203

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