Banking Regulation 2025

FRANCE Trends and Developments

Trends and Developments Contributed by: Hugues Bouchetemble and Sophie Perus Kramer Levin Naftalis & Frankel Kramer Levin Naftalis & Frankel (Kramer Levin) is one of the leading Paris-based business law firms with 60 lawyers, including 21 partners, located in Paris (and close to 400 lawyers in - cluding the teams in the United States). The firm’s teams provide services in the whole field of business law, including transactional mat - ters, advice or representation before the courts or in mediation or arbitration proceedings. The regulatory team has extensive experience in advising banks, investment firms, funds, insur - ance companies, fintech companies and pay -

ment service providers on all aspects of French financial regulation, and benefits from the firm’s French tax, banking, corporate and fintech practices. Recent achievements of the regulato - ry team include advising a prominent life insur - ance company in connection with a disciplinary investigation by the French Insurance Authority regarding potential breach of client consumer protection rules; and assisting one of the top French banks in connection with the setting up of its set of general terms and conditions.

Authors

Hugues Bouchetemble is a partner at Kramer Levin focusing on regulatory banking and financial transactions, assisting banks, investment firms, and life insurers on questions relating to

Sophie Perus is the partner in the finance department in charge of matters relating to banking and finance transactions in Kramer Levin’s Paris office. Mainly focused on

the creation of regulated institutions, internal organisation, compliance, financial products distribution, cross-border banking and financing. Hugues regularly represents clients before the sanctions commissions of French regulators (both the AMF and ACPR). He advises major corporates, both at the investigation and disciplinary levels, and acts in judicial litigation involving the liability of regulated institutions. He is co-author of a reference book published in September 2013 (Cross-Border Banking and Finance Rights: Legal Aspects and Practices for Access into the French Market).

banking, acquisition (unitranche, senior, second lien, mezzanine) and structured finance, Sophie’s work also extends to asset and real estate financings. She also has strong experience in restructuring and tax lease financings. Sophie advises financial institutions, funds, as well as large corporations on both domestic and complex cross-border transactions. Sophie has been ranked by Chambers since 2013. Her clients value her professional and commercial acumen, efficiency, result-driven approach, and in-depth understanding of the banking and finance sector.

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