Banking Regulation 2025

JAPAN Trends and Developments

Trends and Developments Contributed by: Takaharu Totsuka, Keisuke Hatano and Tomoki Kashimura Anderson Mori & Tomotsune Anderson Mori & Tomotsune is a full-service law firm formed by the combination of three leading law firms in Japan: Anderson Mori (one of the largest international firms in Japan, well known for serving overseas companies doing business in Japan since the early 1950s), To - motsune & Kimura (well known for its exper - tise in international finance transactions) and Bingham Sakai Mimura Aizawa (a premier in - ternational insolvency/restructuring and crisis

management firm). The firm is proud of its long tradition of serving the international business community, and of its reputation as one of the largest full-service law firms in Japan. Its com - bined expertise enables the firm to deliver com - prehensive advice on virtually all legal issues related to corporate transactions. The majority of its lawyers are bilingual and experienced in drafting and negotiating across borders and around the globe.

Authors

Takaharu Totsuka is a partner at Anderson Mori & Tomotsune and has been involved in various types of financial transactions, including financial regulatory issues in relation to payment

Keisuke Hatano is a partner at Anderson Mori & Tomotsune and specialises in payment and settlement-related regulations in

Japan. He has also been involved in a number of

services and e-commerce as well as banking and securities, securitisations of real properties and receivables, private finance initiatives, and syndicated loans to operating companies and investment corporations. He has been a member of the Financial Law Board since January 2017.

significant finance transactions and engaged in many international and domestic litigations. In addition to his professional experience at Anderson Mori & Tomotsune, he worked for the Financial Services Agency where he was mainly engaged in the amendments to the Banking Act which aimed to create a pro- fintech environment.

Tomoki Kashimura is an associate at Anderson Mori & Tomotsune. He has principally been involved in the fields of

financial, corporate and commercial law, with an emphasis on domestic and cross-border financial regulatory issues since joining the firm in 2018.

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