Banking Regulation 2025

LIECHTENSTEIN

Germany

Austria

Liechtenstein

Law and Practice Contributed by: Bernhard Rankl, Moritz Blasy and Nicolai Binkert Schurti Partners Attorneys at Law Ltd

Switzerland

Italy

Contents 1. Legal Framework p.321 1.1 Key Laws and Regulations p.321 2. Authorisation p.322 2.1 Licences and Application Process p.322 3. Changes in Control p.325 3.1 Requirements for Acquiring or Increasing Control Over a Bank p.325 4. Governance p.326 4.1 Corporate Governance Requirements p.326 4.2 Registration and Oversight of Senior Management p.327 4.3 Remuneration Requirements p.328 5. AML/KYC p.329 5.1 AML and CFT Requirements p.329 6. Depositor Protection p.330 6.1 Deposit Guarantee Scheme (DGS) p.330 7. Prudential Regime p.332 7.1 Capital, Liquidity and Related Risk Control Requirements p.332 8. Insolvency, Recovery and Resolution p.333 8.1 Legal and Regulatory Framework p.333 9. ESG p.335 9.1 ESG Requirements p.335 10. DORA p.336

10.1 DORA Requirements p.336 11. Horizon Scanning p.337 11.1 Regulatory Developments p.337

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