Banking Regulation 2025

SWITZERLAND

Germany

France

Bern

Switzerland

Law and Practice Contributed by: Judith Raijmakers and Florian Thomas Willi Loyens & Loeff

Italy

Contents 1. Legal Framework p.568 1.1 Key Laws and Regulations p.568 2. Authorisation p.569 2.1 Licences and Application Process p.569 3. Changes in Control p.573 3.1 Requirements for Acquiring or Increasing Control Over a Bank p.573 4. Governance p.574 4.1 Corporate Governance Requirements p.574 4.2 Registration and Oversight of Senior Management p.576 4.3 Remuneration Requirements p.577 5. AML/KYC p.578 5.1 AML and CFT Requirements p.578 6. Depositor Protection p.580 6.1 Deposit Guarantee Scheme (DGS) p.580 7. Prudential Regime p.580 7.1 Capital, Liquidity and Related Risk Control Requirements p.580 8. Insolvency, Recovery and Resolution p.582 8.1 Legal and Regulatory Framework p.582 9. ESG p.583 9.1 ESG Requirements p.583 10. DORA p.584

10.1 DORA Requirements p.584 11. Horizon Scanning p.585 11.1 Regulatory Developments p.585

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