Banking Regulation 2025

BRITISH VIRGIN ISLANDS Law and Practice Contributed by: Omonike Robinson-Pickering, Iona Wright, Lucy Frew and Sara Hall Walkers Contents 1. Legal Framework p.63 1.1 Key Laws and Regulations p.63 2. Authorisation p.63 2.1 Licences and Application Process p.63 3. Changes in Control p.64 3.1 Requirements for Acquiring or Increasing Control Over a Bank p.64 4. Governance p.65 4.1 Corporate Governance Requirements p.65 4.2 Registration and Oversight of Senior Management p.66 4.3 Remuneration Requirements p.66 5. AML/KYC p.66 5.1 AML and CFT Requirements p.66 6. Depositor Protection p.67 6.1 Deposit Guarantee Scheme (DGS) p.67 7. Prudential Regime p.67 7.1 Capital, Liquidity and Related Risk Control Requirements p.67 8. Insolvency, Recovery and Resolution p.68 8.1 Legal and Regulatory Framework p.68 9. ESG p.69 9.1 ESG Requirements p.69 10. DORA p.69

British Virgin Islands

Dominican Rep.

Anguilla

St. Croix

Puerto Rico

St. Kitts & Nevis

WEST INDIES

10.1 DORA Requirements p.69 11. Horizon Scanning p.69 11.1 Regulatory Developments p.69

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