Banking Regulation 2025

USA

Canada

United States of America

Washington DC

Law and Practice Contributed by: Edward P. O’Keefe, Neil T. Bloomfield, John A. Stoker and Kathryn (Kate) G. Wellman Moore & Van Allen, PLLC

Mexico

Contents 1. Legal Framework p.622 1.1 Key Laws and Regulations p.622 2. Authorisation p.623 2.1 Licences and Application Process p.623 3. Changes in Control p.624 3.1 Requirements for Acquiring or Increasing Control Over a Bank p.624 4. Governance p.625 4.1 Corporate Governance Requirements p.625 4.2 Registration and Oversight of Senior Management p.626 4.3 Remuneration Requirements p.627 5. AML/KYC p.628 5.1 AML and CFT Requirements p.628 6. Depositor Protection p.628 6.1 Deposit Guarantee Scheme (DGS) p.628 7. Prudential Regime p.629 7.1 Capital, Liquidity and Related Risk Control Requirements p.629 8. Insolvency, Recovery and Resolution p.631 8.1 Legal and Regulatory Framework p.631 9. ESG p.633 9.1 ESG Requirements p.633 10. DORA p.635

10.1 DORA Requirements p.635 11. Horizon Scanning p.636 11.1 Regulatory Developments p.636

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